ADDENDUM  D. FINAL CY 2015 GEOGRAPHIC ADJUSTMENT FACTORS (GAFs)*			
			
"January 1, 2015 through March 31, 2015"			
Carrier	Locality	Locality name	GAF
10102	00	Alabama	0.932
02102	01	Alaska**	1.290
03102	00	Arizona	0.995
07102	13	Arkansas	0.920
01182	26	"Anaheim/Santa Ana, CA"	1.111
01182	18	"Los Angeles, CA"	1.092
01112	03	"Marin/Napa/Solano, CA"	1.137
01112	07	"Oakland/Berkeley, CA"	1.124
01112	05	"San Francisco, CA"	1.191
01112	06	"San Mateo, CA"	1.182
01112	09	"Santa Clara, CA"	1.175
01182	17	"Ventura, CA"	1.089
01112	99	Rest of California	1.036
01182	99	Rest of California	1.036
04112	01	Colorado	1.009
13102	00	Connecticut	1.076
12202	01	DC + MD/VA Suburbs	1.130
12102	01	Delaware	1.024
09102	03	"Fort Lauderdale, FL"	1.044
09102	04	"Miami, FL"	1.079
09102	99	Rest of Florida	0.996
10202	01	"Atlanta, GA"	1.000
10202	99	Rest of Georgia	0.951
01212	01	Hawaii/Guam	1.058
02202	00	Idaho	0.933
06102	16	"Chicago, IL"	1.068
06102	12	"East St. Louis, IL"	1.008
06102	15	"Suburban Chicago, IL"	1.059
06102	99	Rest of Illinois	0.970
08102	00	Indiana	0.948
05102	00	Iowa	0.932
05202	00	Kansas	0.942
15102	00	Kentucky	0.934
07202	01	"New Orleans, LA"	1.009
07202	99	Rest of Louisiana	0.958
14112	03	Southern Maine	0.988
14112	99	Rest of Maine	0.948
12302	01	"Baltimore/Surr. Cntys, MD"	1.063
12302	99	Rest of Maryland	1.023
14212	01	Metropolitan Boston	1.065
14212	99	Rest of Massachusetts	1.022
08202	01	"Detroit, MI"	1.011
08202	99	Rest of Michigan	0.962
06202	00	Minnesota	0.980
07302	00	Mississippi	0.922
05302	02	"Metropolitan Kansas City, MO"	0.980
05302	01	"Metropolitan St Louis, MO"	0.981
05302	99	Rest of Missouri	0.930
03202	01	Montana ***	1.010
05402	00	Nebraska	0.931
01312	00	Nevada***	1.025
14312	40	New Hampshire	1.021
12402	01	Northern NJ	1.106
12402	99	Rest of New Jersey	1.073
04212	05	New Mexico	0.971
13202	01	"Manhattan, NY"	1.135
13202	02	"NYC Suburbs/Long I., NY"	1.169
13202	03	"Poughkpsie/N NYC Suburbs, NY"	1.059
13292	04	"Queens, NY"	1.166
13282	99	Rest of New York	0.965
11502	00	North Carolina	0.959
03302	01	North Dakota***	0.981
15202	00	Ohio	0.963
04312	00	Oklahoma	0.936
02302	01	"Portland, OR"	1.012
02302	99	Rest of Oregon	0.973
12502	01	"Metropolitan Philadelphia, PA"	1.061
12502	99	Rest of Pennsylvania	0.968
09202	20	Puerto Rico	0.837
14412	01	Rhode Island	1.025
11202	01	South Carolina	0.948
03402	02	South Dakota***	0.974
10302	35	Tennessee	0.934
04412	31	"Austin, TX"	0.998
04412	20	"Beaumont, TX"	0.954
04412	09	"Brazoria, TX"	1.003
04412	11	"Dallas, TX"	1.003
04412	28	"Fort Worth, TX"	0.991
04412	15	"Galveston, TX"	1.014
04412	18	"Houston, TX"	1.010
04412	99	Rest of Texas	0.956
03502	09	Utah	0.972
14512	50	Vermont	0.988
11302	00	Virginia	0.985
09202	50	Virgin Islands	0.982
02402	02	"Seattle (King Cnty), WA"	1.061
02402	99	Rest of Washington	0.984
11402	16	West Virginia	0.939
06302	00	Wisconsin	0.961
03602	21	Wyoming***	1.009
			
			
			
			
			
			
			
			
			
